Monday, February 28, 2011
Texas Car Insurance - Auto Insurance Quote in TX
Texas Car Insurance - Auto Insurance Quote in TX
Texas's State motto: "Friendship"
If you are shopping for local auto insurance in Texas, you are at the right place. CarInsurance.com offers over a dozen strong, reliable carriers. We want customers to shop and pick the best company that is competing for their business. You can purchase a policy through CarInsurance.com. Getting a quote is easy and you get to compare the rates from multiple companies so you know you are getting a good deal with the right coverage. The only way to save on car insurance is to shop for car insurance. The best rate last year is not the best rate this year!
Texas Car Insurance Requirements
Texas state law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 30/60/25 coverage.
Texas Insurance Coverage:
*Bodily Injury Liability: $30,000/$60,000 Limit
Property Damage Liability: $25,000 Limit
*Requirement for higher limits effective January 1, 2011.
Property Damage Liability: $25,000 Limit
*Requirement for higher limits effective January 1, 2011.
The state of Texas follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Texas does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
When you get a quote at CarInsurance.com, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, CarInsurance.com's insurance agents are licensed in Texas and available to help you all the way through the quote and purchase process.
| See how Texas' car insurance quotes are trending. CarInsurance.com's Average Premium Trend Tool shows these changes in Texas auto insurance rates, over the past few months. The arrow shows the montly trend and the graph shows the change in Texas' average car insurance rates over the past few months. Hold your mouse over the points to see Texas' annual average premium. |
